agentplain

Built for independent P&C agencies

Intelligence rooted in reality.

We lift up insurance brokers and agencies by doing the work that takes their time and money away from the people they serve.

agentplain REPLACES the CSR hours spent on certificates of insurance and renewal prep, INTEGRATES with Outlook, OneDrive, and DocuSign on day one, and AUGMENTS the producer's read on every renewal proposal and claims update.

The agency skills, agents, and memory you'd otherwise have to build yourself

The fleet for the independent P&C agency.

ROI multiplier

11x–23x

Per seat

$199 → $99

Integrations planned

6

The short answer

What is agentplain for insurance brokerages?

agentplain for insurance is a managed AI service partnership for independent P&C agencies. A service team installs a fleet that generates certificates of insurance, coordinates renewals, drafts claims-status outreach, reconciles commissions, and tracks carrier appetite — working inside Outlook, OneDrive, and DocuSign. The producer reviews every customer-facing draft before it leaves the agency; the fleet drafts and proposes but never sends on its own.

A day in the life

What the fleet drafts before you open the laptop.

One concrete example from a insurance brokerages practitioner's week — the scenario, what the practitioner does today, and what changes after the fleet lands.

Renewal week. 47 commercial accounts hit their 60-day renewal window on Monday.

Today

Manually pull each policy in EZLynx, rerate against current carrier appetites, flag the accounts most likely to non-renew or get hit with a premium hike, draft retention outreach for each. ~3 days of producer time.

With agentplain

Once the agency's EZLynx and comparative rater are connected, the fleet pulls all 47 policies, reranks the 9 highest non-renewal risks with a one-line reason each against current pricing, drafts retention notes in the agency's voice, and queues them for review; carrier-appetite mismatches are surfaced before the renewal deadline. Until the rater is connected, the fleet drafts the retention outreach from the producer's declarations and pricing inputs.

Outcome

Three days of work compresses to one morning of review. The producer handles relationships; once the rater is connected, the fleet handles the rerating.

Jobs to be done

The recurring work, role by role.

One row per recurring job the role does today. The right column is what the role does after agentplain lands — the agent drafts; the human still owns the customer-facing decision.

Agency principal

JobWhenTodayWith agentplain
Know what the fleet handled across your producers yesterdayMorning openWalk producer desks, ask the CSR leadWorkspace overview — per-producer activity, COI throughput, renewals due in next 14 days
Triage a carrier-portal change that affects appetite this weekWithin hours of the bulletin landingTribal knowledge — whichever producer reads broker bulletinsCarrier-intel agent posts the weekly pulse + flags appetite shifts on accounts in-flight
Reconcile direct-bill statements against the AMSMonthlyLine-match each carrier statement against the AMS by hand — 6–10 hours a month, and mistakes still accrueBooks agent drafts the reconciliation; principal signs
Approve a producer commission split exceptionAd hoc, end-of-monthSpreadsheet trail, email chainCommission agent shows the draft split + the split-rule lineage; one-click approve

Producer

JobWhenTodayWith agentplain
Prep a renewal proposal 60/30/15 days outContinuous calendarPull declarations from AMS by hand; compare against current quoteRenewal coordinator drafts the proposal, flags coverage gaps, schedules your call
Issue a COI requestInbound, all dayLook up the policy, navigate the carrier portal, merge the ACORD 25 by hand — ~30% of the CSR's dayCOI agent reads the request, drafts the certificate against the producer's policy reference, routes for one-click issue
Triage a claim FNOL or status requestInbound, urgentReactive — depends on who sees it firstInbound agent triages, attaches policy context, routes to the right desk within minutes

Account manager

JobWhenTodayWith agentplain
Service mid-market commercial accounts between renewalsContinuous, account-book of 50–150 accountsReactive — phone calls and email pile up; renewal-prep crowds out service workService agent drafts policy-change confirmations, endorsement requests to carriers, and insured-facing summaries — AM signs and sends
Process endorsements and mid-term changesInbound, dailyRe-key request into the AMS + each affected carrier portalEndorsement agent reads the insured's request, drafts the AMS update and the carrier-portal submission in parallel; AM reviews exceptions
Maintain account-level loss-run recordsPre-renewal (90 days out) and on claim activityRequest loss runs from each carrier, paste into spreadsheet, re-share with insuredLoss-run agent requests, normalizes, and drafts the insured-facing loss-history summary across all carriers on the account
Cross-sell on a renewal touchRenewal-window drivenProducer-led, ad hoc, often skipped under loadRenewal agent surfaces coverage-gap candidates with policy-line evidence; AM and producer decide which to raise

CSR

JobWhenTodayWith agentplain
Generate certificates of insurance against requestor specsAll day, every dayManual lookup + carrier-portal navigation + Word mergeCOI agent drafts ~80% to one-click-issue; CSR moves to the exceptions
Push claim status updates to insuredsWhen the carrier moves on a claimReactive, batchedClaims agent drafts the status update; CSR reviews and sends
Process billing inquiries and direct-bill discrepancies1st–10th of every monthPull the bill, compare carrier vs. AMS, draft the insured responseBilling agent reconciles the carrier-bill vs. AMS-bill, drafts the insured-facing explanation citing the discrepancy line

ROI math

The arithmetic. Audit it.

Illustrative inputs, real math — the headline is the multiplier; the row below shows the arithmetic. If your shop's inputs differ, the same template runs against your numbers in the first month's outcome report.

Headline multiplier

11x–23x

Illustrative; your numbers will vary with the hours you reclaim.

Subscription cost
Regular tier · $199 per seat (solo), sliding to $99 per seat (50–99 seats) — 7-day free trial, card at signup
Value delivered
$27,000 / yr per CSR seat saved
The math
1 CSR @ $52k all-in × 30% of day on COIs (per b2b_vertical_opportunity_analysis_2026-04-27.md §3.2) = $15,600/yr in COI labor alone. Add renewal-prep reclamation (~$11,400/yr) and the per-CSR value is ~$27k/yr (~$2,250/mo) returned. Solo case: against the Regular-tier solo seat ($199/mo) = ~11x ROI. At-scale case: same per-CSR value against the 50-seat-band price ($99/mo) = ~23x. Multi-CSR agencies typically see the at-scale economics.

The downside it removes

The other half of ROI: the violation that never sends.

Hours reclaimed is only one side of the math. The other side is the regulatory exposure a draft-then-approve loop takes off the table — the part an auto-execution tool structurally cannot promise to dodge.

Claims and policy correspondence falls under each state's adoption of the NAIC Unfair Claims Settlement Practices Act (Model Law 900) — penalties run from $1,000 to as much as $25,000 per violation, up to suspension or revocation of the insurer's license, and replacement-cost mis-statements draw their own state market-conduct fines. A tool that auto-sends a CSR's claim update can commit an unfair-claims violation in a single message; agentplain's fleet drafts the update and a licensed human approves it before it leaves, keeping the per-violation exposure off the books. That downside the approval gate removes is value the 11x–23x hours math never captures — and an auto-send competitor cannot promise to dodge it.

What agentplain does, and doesn't

Replace. Integrate. Augment.

The fleet replaces some work, integrates with the rest of your stack, and augments the work that has to stay human. Every entry below is a specific commitment — no marketing fog.

Replace

Work the fleet takes off your desk entirely.

  • ~30% of every CSR's day on certificate-of-insurance generation
  • Manual renewal-proposal prep — pulling declarations, comparing quotes, drafting the memo
  • Tribal-knowledge carrier appetite tracking — replaced by a weekly carrier-intel pulse
  • Reactive claims-status communication — replaced by a drafted update on every carrier movement

Integrate

Customer-system tools agentplain reads from and writes to.

  • Outlook (per-producer OAuth — email + calendar)
  • OneDrive (working files + policy declarations)
  • DocuSign (COI delivery + endorsement signatures)

Augment

Work the human still owns — the agent drafts, you decide.

  • Producer review on every drafted renewal proposal — the agent drafts, the producer signs
  • Coverage-gap analysis — flagged with citation to the declaration line, not invented
  • Cross-sell prompts — surfaced with policy-level evidence, never blind
  • E&O posture — every draft logged with policy context for the agency's audit trail

Pricing

Regular · per-seat, $199 solo, sliding to $99 at 50+ seats

Per seat, month-to-month. Standard managed AI ops + onboarding bundled in. 7-day free trial, card at signup; cancel any time.

Solo (1 seat)

$199

per seat / mo

2–9 seats

$179

per seat / mo

10–24 seats

$149

per seat / mo

25–49 seats

$119

per seat / mo

50–99 seats

$99

per seat / mo

Need higher-intensity service, multi-state ops, white-label, or a dedicated team? Step up to Max → · Need a capability we don't ship yet? Build with us on /custom →

Integrations

What's live, what's ready, and what's coming.

Live means the connect path is open and your service partner reads, categorizes, coordinates, schedules, and drafts on your real system. Ready means the adapter is built and tested behind the port — going live takes a connected credential, not new code. Planned means committed-with-window, not vaporware.

Live

Email + calendar

Outlook + M365 Graph

Ready to connect

The adapter is built and tested. Connecting your account turns it on — no new engineering, just your credential.

AMS

EZLynx

Reads the policy behind the certificate-of-insurance request loop. Connecting your EZLynx credential turns it on.

Planned · Q3 2026

AMS

Applied Epic

AMS

AMS360

AMS

HawkSoft

Comparative rater

Vertafore PL Rating

Retention

AgencyZoom

Carrier

Top-12 carrier portals

Sync-diff alone is a subtest. Integration-acceptance means the agent completes the full functional value loop — read, categorize, coordinate, schedule, draft — end-to-end on a real customer system.

Questions worth asking

agentplain for insurance brokerages — the honest version.

What work does agentplain take off a P&C agency's plate?

The recurring CSR load: generating certificates of insurance, coordinating renewals and renewal-proposal prep, drafting claims-status outreach, reconciling commission statements, and keeping carrier-appetite intel current. The fleet drafts the work and surfaces it for the producer's review — the producer makes every account decision.

Is agentplain a replacement for my AMS?

No. agentplain works inside the Outlook, OneDrive, and DocuSign you already run and replaces the manual work between them — COIs, renewal coordination, claims-status outreach. It isn't an agency-management system, and there's nothing to migrate.

How much does agentplain cost for an agency?

Insurance is recommended at the Regular tier — $199 per seat per month for a solo producer, sliding to $99 per seat at 50+ seats. Every tier is per seat, month-to-month, with the first month free, and you can cancel anytime.

Does the fleet send anything to clients or carriers on its own?

No. Every draft — a COI, a renewal note, a claims-status update — lands in your approval queue as a pending item. The fleet drafts and proposes; you approve and send from inside your own email and systems. It never auto-sends, moves money, or makes commitments on your behalf.

Start free

Run your insurance brokerages practice on the fleet.

7-day free trial, card at signup. Month-to-month from day one — no annual contract, no auto-renew. The fleet drafts; you decide what ships. Cancel anytime from your billing settings. Need more depth than the tiers cover plug-and-play? We scope per customer — build with us.