Built for independent mortgage brokerages
Intelligence rooted in reality.
We lift up mortgage brokers and loan officers by doing the work that takes their time and money away from the people they serve.
agentplain REPLACES the document-chase that drowns every loan file, INTEGRATES with Outlook, OneDrive, and DocuSign on day one, and AUGMENTS the loan officer's read on every borrower interaction and TRID-sensitive disclosure.
The loan-file skills, agents, and memory you'd otherwise have to wire yourself
The fleet for the independent loan-officer office.
ROI multiplier
9x–19x
Per seat
$199 → $99
Integrations planned
6
The short answer
What is agentplain for mortgage brokerages?
agentplain for mortgage is a managed AI service partnership for independent brokerages and loan officers. A service team installs a fleet that triages new borrowers, runs the document chase that drowns every loan file, sends status updates, and drafts disclosures with a RESPA/TRID-aware review pass — working inside Outlook, OneDrive, and DocuSign. The loan officer reviews and sends every draft; the fleet drafts and proposes but never sends on its own.
A day in the life
What the fleet drafts before you open the laptop.
Marcus's borrower texts at 11:47pm — 'Rates dropped again, can we relock?'
Today
Pull the loan file in Encompass, check current pricing in Optimal Blue, model the relock cost, draft a comparison email, run the numbers a second time before sending. ~30 minutes on a phone before bed.
With agentplain
Once Marcus's LOS and pricing engine are connected, the fleet pulls the loan, runs a relock comparison against current pricing, and drafts a borrower-ready email with the new monthly payment and the cost-to-relock; otherwise it drafts from the figures Marcus provides. Either way it queues the email for Marcus's review, with the borrower's full thread summarized at the top.
Outcome
Marcus approves in two taps the next morning and sends from his own inbox. The relock runs in his LOS once the pricing engine is connected; the borrower keeps the rate without a midnight phone call.
Jobs to be done
The recurring work, role by role.
Owner / branch manager
| Job | When | Today | With agentplain |
|---|---|---|---|
| Know which files are stalled and why | Morning open | Walk LO desks, ping the processor | Pipeline view — every file with current bottleneck (doc gap / VOE / UW condition / appraisal) |
| Triage a regulatory inquiry on a recent disclosure | Reactive, time-sensitive | Pull the file, retrace the disclosure clock by hand | Per-file activity feed — every TRID-clock-relevant event timestamped and audit-logged |
| See LO production vs. plan | Weekly | Manual LOS export → spreadsheet | Production-reporter agent drafts the weekly read |
| Approve a pricing-exception or rate-lock extension | Ad hoc, urgent | Phone / Teams approval; no audit trail back to the lock desk | Lock-desk agent drafts the exception memo with cost-to-extend math; branch manager signs with one click |
Loan officer
| Job | When | Today | With agentplain |
|---|---|---|---|
| Run inbound borrower triage | All day, every day | Phone tag + reactive email | Inbound agent classifies intent, attaches lead context, drafts first-touch in <2 minutes |
| Chase a borrower for missing documents | Continuous through the pipeline | Manual reminders, lose 3–7 days per file | Doc-chase agent runs the cadence, drafts the borrower-facing note, escalates only when stuck |
| Update a borrower on status mid-pipeline | Twice a week per active file | Borrower calls you — reactive | Status agent drafts the update on every milestone; LO signs and sends from their own system |
| Pre-qualify a referral against current pricing + guidelines | Inbound from realtor partners, sub-hour expected | Open Optimal Blue, run a scenario, redraw guidelines, draft a referral-back email | Pre-qual agent drafts the pre-qual letter from the LO's pricing inputs and the realtor-facing summary in <5 minutes |
Processor
| Job | When | Today | With agentplain |
|---|---|---|---|
| Build the document checklist for a new file | Day 1 of every file | Pull the LOS template, customize by hand | Onboarding agent builds the checklist scoped to loan type + occupancy + property type |
| Reconcile UW conditions back to the file | After every UW review | Translate condition language, route to LO | Conditions agent drafts the borrower-facing translation + the doc list to close it |
| Order appraisal + title and track to CD | Continuous through every file | Vendor portal logins + manual status nags | Vendor-coordination agent submits orders, polls for status, and flags slipping files before they affect the closing date |
ROI math
The arithmetic. Audit it.
Headline multiplier
9x–19x
Illustrative; your numbers will vary with the hours you reclaim.
- Subscription cost
- Regular tier · $199 per seat (solo), sliding to $99 per seat (50–99 seats) — 7-day free trial, card at signup
- Value delivered
- $22,000 / yr per LO seat in cycle-time reclamation
- The math
- Solo case: ~$1,833/mo per LO against the Regular-tier solo seat ($199/mo) = ~9x ROI. At-scale case: same per-LO value against the 50-seat-band price ($99/mo) = ~19x. Multi-LO mortgage shops typically see the at-scale economics.
The downside it removes
The other half of ROI: the violation that never sends.
Mortgage communications sit on top of RESPA, ECOA, HMDA, and TRID at once — a kickback-implying referral note (RESPA §8 carries $10,000 criminal exposure plus CFPB civil penalties reaching $1,443,275 for knowing violations, 2025 inflation-adjusted), a careless adverse-action line (ECOA / Regulation B), a reporting gap (HMDA), or a mis-stated fee (TRID) each become regulator-fileable the moment they send. Auto-execution means the violation is already out the door before anyone reviews it; agentplain's fleet drafts the LO's borrower outreach and disclosures, and a licensed human reviews and approves every customer-facing message before it sends — so a non-compliant line is caught at the draft stage rather than litigated as a sent record. That avoided exposure is value the hours-reclaimed multiplier doesn't count.
What agentplain does, and doesn't
Replace. Integrate. Augment.
Replace
Work the fleet takes off your desk entirely.
- Manual doc-chase across the pipeline — automated cadence with drafted borrower notes
- Template-and-customize per-file checklist building — replaced by a loan-type-aware draft
- Reactive status communication — replaced by milestone-triggered drafts
- Spreadsheet-driven production reporting — replaced by weekly drafted reads
Integrate
Customer-system tools agentplain reads from and writes to.
- Outlook (per-LO OAuth — email + calendar)
- OneDrive (working files + borrower-doc substrate)
- DocuSign (TRID-compliant disclosure signatures)
Augment
Work the human still owns — the agent drafts, you decide.
- LO review on every borrower-facing draft — the agent drafts, the LO signs
- TRID-clock-relevant events logged with timestamps the broker-of-record can defend
- UW-condition translation — borrower-facing language drafted from the raw condition text
- Pipeline forecasting — drafted with file-level evidence, not rolled-up wishfulness
Pricing
Regular · per-seat, $199 solo, sliding to $99 at 50+ seats
Solo (1 seat)
$199
per seat / mo
2–9 seats
$179
per seat / mo
10–24 seats
$149
per seat / mo
25–49 seats
$119
per seat / mo
50–99 seats
$99
per seat / mo
Need higher-intensity service, multi-state ops, white-label, or a dedicated team? Step up to Max → · Need a capability we don't ship yet? Build with us on /custom →
Integrations
What's live, what's ready, and what's coming.
Live
Email + calendar
Outlook + M365 Graph
Ready to connect
The adapter is built and tested. Connecting your account turns it on — no new engineering, just your credential.
LOS
Encompass
Reads the loan file behind the document-chase loop. Connecting your ICE Developer Connect credential turns it on.
Planned · Q3 2026
LOS
Calyx Point
LOS
LendingPad
Pricing engine
Optimal Blue
AUS
DU / LP
Lender
Wholesale lender portals
Marketing CRM
Total Expert
Sync-diff alone is a subtest. Integration-acceptance means the agent completes the full functional value loop — read, categorize, coordinate, schedule, draft — end-to-end on a real customer system.
Questions worth asking
agentplain for mortgage brokerages — the honest version.
How does agentplain handle RESPA and TRID compliance?
Within the augment model. The fleet drafts borrower communications and TRID-sensitive disclosures and surfaces the RESPA/TRID considerations for the loan officer's review — it doesn't make the compliance determination or send anything. The licensed human signs off on every draft, and liability for licensed activity stays with your brokerage.
Is agentplain a replacement for my LOS or CRM?
No. agentplain works inside the Outlook, OneDrive, and DocuSign you already run and replaces the manual work between them — borrower triage, document collection, status updates. It isn't a loan-origination system or a CRM, and there's nothing to migrate.
How much does agentplain cost for a mortgage brokerage?
Mortgage is recommended at the Regular tier — $199 per seat per month for a solo loan officer, sliding to $99 per seat at 50+ seats. Every tier is per seat, month-to-month, with the first month free, and you can cancel anytime.
Does the fleet send anything to borrowers on its own?
No. Every draft — a borrower reply, a document request, a status update — lands in your approval queue as a pending item. The fleet drafts and proposes; you approve and send from inside your own email and systems. It never auto-sends, moves money, or makes commitments on your behalf.
Start free
Run your mortgage brokerages practice on the fleet.
7-day free trial, card at signup. Month-to-month from day one — no annual contract, no auto-renew. The fleet drafts; you decide what ships. Cancel anytime from your billing settings. Need more depth than the tiers cover plug-and-play? We scope per customer — build with us.