Built for independent RIAs and wealth practices
Intelligence rooted in reality.
We lift up RIAs and wealth advisors by doing the work that takes their time and money away from the people they serve.
agentplain REPLACES the meeting-prep + post-meeting documentation cycle, INTEGRATES with Outlook, OneDrive, Excel, and DocuSign on day one, and AUGMENTS the advisor's review on every client-facing communication with a fiduciary-aware compliance pass.
The client-meeting skills, agents, and memory you'd otherwise have to build yourself
The fleet for the independent RIA.
ROI multiplier
engagement-dependent (target 15×+)
Per seat
Quoted
Integrations planned
10
The short answer
What is agentplain for ria practices?
agentplain for RIAs is a managed AI service partnership for independent registered investment advisors and wealth practices. A service team installs a fleet that prepares for client meetings, writes post-meeting notes and tasks, runs plan-refresh cadences, and applies a fiduciary-aware review pass to client-facing communications — working inside Outlook, OneDrive, Excel, and DocuSign. The advisor reviews every client-facing draft before it goes out; the fleet drafts and proposes but never sends on its own.
A day in the life
What the fleet drafts before you open the laptop.
Q1 quarterly review cycle. 87 client portfolios to discuss, 87 prep packets to assemble.
Today
Pull each client's positions in Wealthbox + custodian, run the planning model in eMoney, draft a one-page review summary with the highlights and risks, build the agenda, schedule the call. ~90 minutes per packet × 87 clients.
With agentplain
The fleet pulled positions, ran the planning models, drafted 87 one-page review packets with portfolio drift highlighted, surfaced the 11 clients with planning-assumption changes worth raising, and queued the scheduling. Every claim cites the source record it was drafted from.
Outcome
The advisor reviews 87 drafts in two mornings instead of three weeks. Calls happen on schedule; the advisor walks in with prep, not catch-up.
Jobs to be done
The recurring work, role by role.
Principal / lead advisor
| Job | When | Today | With agentplain |
|---|---|---|---|
| Prep for a client meeting | Day before every meeting | 30–60 minutes per meeting pulling from CRM + planning software + custodian | Prep agent drafts the agenda + delta-since-last-meeting + open task list; advisor reviews |
| Capture post-meeting notes + task list | Within hours of every meeting | Memory-dependent; often delayed | Note agent drafts the recap + task list from the meeting capture; advisor reviews and routes |
| Approve a client-facing communication | Per outbound, urgent | Read every outbound — slow, inconsistent | Compliance agent (activating after counsel review) runs an ADV + suitability check; until then every draft is held for advisor approval |
Associate advisor / planner
| Job | When | Today | With agentplain |
|---|---|---|---|
| Update a client's financial plan post-life-event | Reactive (job change, inheritance, kid) | Manual data entry into planning software, ad hoc | Planning agent drafts the refreshed plan inputs scoped to the life event; associate reviews |
| Draft client meeting recaps | Per-meeting | Type the recap from memory and scratch notes — ~30 minutes each | Note agent drafts; associate edits — 5 minutes |
| Handle inbound client question | All day | Answer when it surfaces — from memory or by digging through the CRM, with no triage layer | Inbound agent classifies, attaches account context, drafts the response for advisor sign-off |
Portfolio manager
| Job | When | Today | With agentplain |
|---|---|---|---|
| Run quarterly rebalancing across model portfolios | Quarterly + on drift triggers | Pull positions from custodian, run drift analysis in Orion/Tamarac/Black Diamond, draft trade tickets manually | Rebalance agent drafts the trade list per model with drift cited per position; portfolio manager reviews and submits to the custodian |
| Generate quarterly performance reporting | Quarterly | Orion/Black Diamond/Tamarac report runs, manual narrative | Reporting agent drafts the per-client performance narrative with benchmark + attribution citations from the portfolio system |
| Handle a security-specific question from an advisor | Reactive | Pull research / fundamentals / position-level context manually | Research agent drafts the position-level summary citing fund factsheet / 10-K / analyst note for the advisor's client conversation |
Operations / client-service associate
| Job | When | Today | With agentplain |
|---|---|---|---|
| Open a new account at the custodian | Per-onboarding | Manual paperwork + custodian portal navigation | Onboarding agent drafts the account-opening package against the custodian's current form set |
| Run AUM billing on quarter close | Quarterly | Spreadsheet of AUM × fee schedule | Billing agent drafts the schedule; ops reviews exceptions only |
| Keep the CRM clean | Weekly | Hygiene drift between quarterly clean-ups | Hygiene agent dedupes, normalizes, surfaces stale records weekly |
Compliance officer (CCO)
| Job | When | Today | With agentplain |
|---|---|---|---|
| Prep the annual SEC Form ADV update | Annually, plus material-change filings | Walk through every section against firm changes, draft the amendments by hand | ADV agent drafts the section-by-section change list against the year's firm events (new affiliations / new product offerings / material disciplinary history); CCO reviews and files |
| Review marketing communications under the SEC Marketing Rule | Per-piece, ongoing | Read every public communication, flag testimonials / endorsements / hypotheticals manually | Marketing-rule agent (activating after counsel review) will run a first pass citing the specific Rule 206(4)-1 clause for each flag; until then the CCO reviews every draft before it's published |
| Run the annual compliance review | Annually | Checklist + interviews + sample testing — weeks of work | Review agent drafts the test plan, samples transactions and trade allocations, drafts the findings report; CCO reviews and the principal signs |
ROI math
The arithmetic. Audit it.
Headline multiplier
engagement-dependent (target 15×+)
Illustrative; your numbers will vary with the hours you reclaim.
- Subscription cost
- Max tier · quote-based engagement (fiduciary-aware depth, SEC Marketing Rule compliance corpus, custodian-portal integrations, dedicated team)
- Value delivered
- $175,000 / yr in advisor-hour reclamation at a 3-advisor practice
- The math
- 3 advisors × ~6 hours/week each on prep + recap + comms triage × $300/hr opportunity cost × 50 weeks = $270k/yr opportunity. Capture 65% with the fleet → $175k/yr returned. A 25-advisor practice capturing the same share of a $2.25M opportunity returns past $1.4M/yr. Max engagements are scoped per practice — fiduciary-aware compliance, SEC Marketing Rule corpus, custodian-portal coverage (Schwab / Fidelity / Pershing), and dedicated success management drive the price. Talk to a service partner to scope; the Partner ladder ($299→$199 per seat) is the floor the quote starts from before service-intensity overlay. Capability builds we don't have yet (e.g., a custom portfolio-rebalancer skill) live on /custom in addition to Max.
The downside it removes
The other half of ROI: the violation that never sends.
Adviser communications live under the SEC Marketing Rule (Rule 206(4)-1) and the fiduciary duty — the SEC's 2024 enforcement sweeps settled at $60,000 to $325,000 per adviser for unsubstantiated or untrue advertising claims and missing testimonial disclosures, and a single non-compliant performance line or endorsement is enough to draw one. Auto-execution publishes before substantiation; agentplain's fleet drafts the marketing and client comms, and an advisor reviews and approves every draft before it sends — so an unsubstantiated claim never becomes a filed advertisement. The avoided settlement is downside the hours-reclaimed multiplier doesn't price, and only a draft-then-approve loop can promise it.
What agentplain does, and doesn't
Replace. Integrate. Augment.
Replace
Work the fleet takes off your desk entirely.
- 30–60 minutes of per-meeting prep — replaced by drafted agendas
- 30 minutes per post-meeting recap — replaced by drafted notes + task list
- Reactive inbound triage — replaced by classified + context-attached drafts
- Manual account-opening paperwork — replaced by drafted packages against current custodian forms
Integrate
Customer-system tools agentplain reads from and writes to.
- Outlook (per-advisor OAuth — email + calendar)
- OneDrive + Excel (working files + performance workbooks)
- DocuSign (client agreements + ADV delivery signatures)
Augment
Work the human still owns — the agent drafts, you decide.
- Advisor review on every client-facing communication — ADV + suitability + plain-English check
- Plan-input drafting — every refresh cites the life-event source record
- Quarterly AUM billing — drafted with custodian-position evidence attached
- Compliance posture — every flag cites the rule (SEC Marketing Rule, ADV Part 2A, state-specific)
Pricing
Max · quote-based engagement
What Max covers
- High-intensity service for regulated verticals
- Multi-state ops or multi-jurisdiction compliance corpus
- White-label or dedicated team
- Bespoke compliance review beyond standard skills
How Max works
We scope the engagement together — service intensity, integration depth, dedicated team — and quote month-to-month or annual. Max is service intensity at standard skill scope; for capability builds we don't have yet, /custom is the right path.
Talk to a service partner →Integrations
What's live, what's ready, and what's coming.
Live
Email + calendar
Outlook + M365 Graph
Planned · Q1 2027
CRM
Wealthbox
CRM
Redtail
CRM
Salesforce FSC
Planning
eMoney Advisor
Planning
RightCapital
Planning
MoneyGuidePro
Portfolio mgmt
Orion
Portfolio mgmt
Black Diamond
Portfolio mgmt
Envestnet Tamarac
Custodian (read-only)
Schwab / Fidelity / Pershing
Sync-diff alone is a subtest. Integration-acceptance means the agent completes the full functional value loop — read, categorize, coordinate, schedule, draft — end-to-end on a real customer system.
Questions worth asking
agentplain for ria practices — the honest version.
How does agentplain handle fiduciary and compliance obligations?
Within the augment model. The fleet drafts client-facing communications with a fiduciary-aware review pass and surfaces what needs attention for the advisor — it doesn't make the compliance determination or send anything. The advisor reviews every draft, and liability for licensed work stays with your firm.
Is agentplain a replacement for my CRM or portfolio software?
No. agentplain works inside the Outlook, OneDrive, Excel, and DocuSign you already run and replaces the manual work between them — meeting prep, post-meeting notes and tasks, plan-refresh cadences. It isn't a CRM or a portfolio-management system, and there's nothing to migrate.
How much does agentplain cost for an RIA?
RIAs are recommended at the Max tier — an ad-hoc service partnership quoted to your engagement and sold sales-led rather than by self-checkout, because the stakes per draft warrant a named partner and a weekly cadence. Every agentplain tier is month-to-month with the first month free; Max is quoted to scope.
Does the fleet send anything to clients on its own?
No. Every draft — a meeting agenda, a follow-up note, a plan-refresh message — lands in your approval queue as a pending item. The fleet drafts and proposes; you approve and send from inside your own systems. It never auto-sends, moves money, or makes commitments on your behalf.
Let's scope it
Run your ria practices practice on the fleet.
Quoted to your engagement — month-to-month or annual, no surprise charges. The fleet drafts; you decide what ships. Talk to us and we'll scope it with you.